Precious Metals Can Help Balance Your Portfolio


          
         
               Precious metals are poised to take off.  Alert
          investors could profit handsomely.  Those who fail to
          participate could miss out on the most exciting profit
          opportunity of the '90s.

               The signs are unmistakable:
               * The Toronto Stock Exchange Gold and Silver Index
          has reached an all-time high.  The Philadelphia Gold
          and Silver Index has more than doubled.
               * Eleven of the top 13 mutual funds for 1993 were
          gold and precious metals funds.
               Meanwhile...the federal budget is out of control.
          The national debt is $4.5 trillion.  and unless
          Congress curtails spending, you're in for higher and
          higher taxes as well as the worst inflation ever.  Add
          it all up, and it means a move by investors to precious
          metals.
               When rising inflation makes it more costly to hold
          dollars the demand for gold replaces the demand for
          dollars during uncertain times -- and the price of gold
          goes up.  Silver and platinum generally do also.  This
          isn't new; it has been the case all along.  There are
          no financial instruments, new or old, that can provide
          the inflation protection that gold can.  And during
          times of rising inflation, nothing is as good as gold
          in responding well to bad news.
               Many financial advisors suggest keeping 15% to 20%
          of your investments in gold and other precious metals.
          Most people only think about stocks, bonds, and
          annuities, and overlook the value of diversifying some
          of their money into precious metals.
               A quiet transition has been occurring in the gold
          market in recent years, and last year, China became the
          world's largest gold consumer.  It's not just China
          either -- it's a trend that's firmly in place
          throughout the Far East.  While most developed Western
          societies are coping with the legacy of decades of
          living beyond their means, China and much of the rest
          of the Far East are entering the 21st century with a
          bang.
               Whether it's inspired by the inflation that
          accompanies these overheated economies, or simply the
          inevitability that some portion of newly created wealth
          will find its way into gold, the gold market has strong
          underpinnings that will support much higher prices over
          the next few years.
               Gold serves as an investment as well as a form of
          storing your money -- that will never become worthless.
          First and foremost, gold is a physical asset.  This
          distinguishes it from paper financial instruments like
          stocks and bonds.  When gold performs well as an
          investment, it often means that most of your other
          investments are performing poorly.  Just a look at the
          current rates you can get on a bank deposit will tell
          you how true this is.
               Gold should be the foundation of your investment
          holdings because for thousands of years it has been the
          primary means by which people, as well as
          civilizations, have preserved their wealth.
               Gold is also a traditional means of protection
          from inflation.  Some investors have been disappointed
          with the performance of gold in the past decade, but
          they are forgetting the primary purpose of gold as a
          hedge against inflation.  But because there has been
          very little inflation in the American economy in the
          past decade does not mean that gold has been a bad
          investment.  The proper comparison is not to other
          forms of investment performance, but much like buying
          fire insurance and not having the house burn down.  In
          this case the gold did exactly what it was supposed to
          do -- provide a store of value with inflation
          protection.
               Gold is the most effective protection of your
          purchasing power.  This is illustrated by comparing its
          value today with its value in Biblical times.  From the
          Old Testament we learn that during the reign of King
          Nebuchadnezzar, an ounce of gold bought 350 loaves of
          bread.  An ounce of gold today will still buy about 350
          loaves of bread.
               We have two suggestions as to the best ways to own
          gold -- special ways that are not widely known:
               1)  Gold coins may be purchased from precious
          metals dealers, precious metals exchange companies,
          major banks and many brokerage firms.
               But an even better source for gold coins and
          bullion is a broker/dealer founded in 1982 by two of
          the former senior officers of Deak-Perera, at the time
          the nation's oldest and largest precious metals and
          foreign exchange firm.  International Financial
          Consultants Inc., Suite 400A, 1700 Rockville Pike,
          Rockville MD 20852 are not "coin dealers," meaning that
          they don't take positions in the precious metals,
          therefore creating a bias to sell certain items held in
          inventory.  Instead, through their domestic and
          international network of wholesalers they buy and sell
          at competitive prices.  
               They are well known in the financial newsletter
          industry and at one time or another have been
          recognized as a "recommended vendor" by many of the
          writers in the newsletter industry.  The principals,
          Michael Checkan and Glen Kirsch have been in the
          precious metals/foreign exchange business for a
          combined total of 50 years.
         
               2)  Another way to invest in the current gold
          boom, without paying the outrageous commissions (plus
          state sales taxes) involved with buying coins from a
          dealer is through a gold accumulation plan.
          Ueberseebank, a major Swiss bank, operates a pooled
          gold-purchase program called SwissGold, which allows
          you to enjoy all the benefits of investing in gold
          without the responsibilities and costs of handling and
          storage.
               Buying gold through accumulation programs can
          provide you with a number of advantages.  You can make
          purchases at any time.  Your order will be combined
          with other orders received that same day, and will be
          executed the next business day.  Since Ueberseebank
          buys and sells in the wholesale bullion dealer market,
          you are assured of competitive prices. 
               Because you are investing by the dollar amount and
          not by the ounce, your purchases are made in whole or
          partial ounces.  And you pay discounted commission
          rates that are up to 40% less than a regular broker
          charges on transactions.
               Your gold is stored in major depositories and is
          fully insured.  Your record keeping is done for you,
          and you will receive a confirmation of each transaction
          and a periodic summary statement.  While you leave your
          gold in an accumulation program, you do not have to pay
          state or local taxes.
               You can liquidate your accumulation plan holdings
          at any time.  And when you do decide to sell, you will
          avoid paying costly assaying fees for weight and purity
          testing.
               Information on SwissGold may be obtained from:
          JML SwissGold, Dept. 212, Baarerstrasse 53, 6304 Zug,
          Switzerland.  These people have been in business for
          over 20 years, and are highly recommended.  Such
          investments are completely legal for Americans.  They
          are prompt and efficient at answering inquiries.
          Insiders have known for decades how to buy gold the
          Swiss way.
         
          

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