Most
bankers want a reference on you mainly "for
the
record" The world is full of swindlers and
con
men who pretend to be someone else in order
to
divert (i.e. steal) funds that don't belong to
them.
Bankers do not need the aggravation of
being
involved with customers who immerse them in
litigation
or unfavorable publicity.
If
you come in with a simple story, explaining
why
you want a secret account and if you plan no
fancy
or illegal financial shenanigans, most
banks
in offshore banking centers will accept
your
account upon a mere showing of a passport.
Most
individuals with tax or domestic
problems
do
not want any foreign banks contacting any
professionals
or bankers in their home country.
If
you mention the common problems of possible
divorce
and the avoidance of confiscatory
taxation,
most "offshore" bankers will give you
an
understanding ear. None will ever want to be
helpful
to common criminals, terrorists, drug
dealers
etc. If they are hard nosed or do not
like
your looks or smell, they may insist on some
sort
of letter of introduction or reference. For
a
reference letter that will be acceptable
everywhere,
often it is possible to look up the
name
of an accountant or lawyer in the country of
your
banking passport (if you are using a
different
name and details to your own, and have
certain
identity pertaining to this new
identity),
and to obtain a letter addressed" To
whom
it may concern". This letter says merely
that
"Mr. Curt Customer has been a valued client
for
X years and is highly recommended". If you
mention
to your new banker that you wish to keep
your
new account a secret from everyone in your
home
country, the banker - if he has any sense of
ethics,
will never check your reference. You can
point-blank
ask him if he intends to call your
reference
giver, and if he says yes, then say,
you'll
have to take your business elsewhere as
you'd
regard this as a serious breach of your
confidentiality.
Normally, your new banker has
his
document "for the file", and that is enough
for
him.
If
your new potential banker does not like your
looks,
your attitude, or the fact that you are
starting
off by bringing in large sums of cash,
he
may reject your business. Thus it is best to
make
an appointment well in advance, come in to
merely
discuss the possibility of opening a
substantial
account. Then shut up and let the
banker
sell you. Perhaps you make the first
deposit
with a small amount of cash, say œ10,000.
If
you need to deposit more, use cheques you have
purchased
for cash or travelers cheques acquired
at
another bank in the same town, made payable to
your
name (or new name if using one different to
yours),
and once your account has been accepted,
made
to the order of your new bank.
After
an account is once opened, it is easier to
feed
it with cash (even in a country where cash
deposits
are monitored or restricted) by making a
larger
number of smaller cash deposits in other
branches
of the same bank and also by depositing
cheques
you have purchased for cash. Or you can
make
several cash deposits to new accounts at
other
banks and then consolidate by making bank
transfers
from other banks in the same town. You
can
simply ask at a branch if there are any
restrictions
or reporting requirements in that
particular
country in connection with cash
deposits.
We
suggest you might have favorable answers in
Andorra,
Belgium, Luxembourg, Gibralter, Germany,
and
Austria - to name a few names, but be careful
in
any EU country which since July 1992 has to
report
any amount over 15,000 ECU's (œ10,000)
paid
in or out in cash.
No comments:
Post a Comment